• Buy a  new property ready for occupation                                      
• Buy an existing property, not more than 50 years old at the time of maturity
• Construct on your own plot of land
• Extend or renovate your existing home
• Buy under construction properties in a CITIBANK approved project.

Loan Amount Range: Rs. 1 lakh - 1 Crore Amount depends on: - Repayment capacity as decided by ICICI - A maximum of 85% of the estimated cost

Maximum Period: 15 years Tax Benefits: Principal and interest components of a loan as per income Tax Act, 1961 (varies from year to year)

Eligibility criteria: - minimum 21 years - employed or self-employed with regular income Security: security of the property ; additional collateral /security

Rates of interest: Upto 5 years 11.25%; 5-15 years- 12.75% Special scheme (special conditions apply): 20 years-12.75%, 30 years-12.85% Process management fee: 1.8%of sanctioned loan amount