Pre pay the loan ahead of schedule
 Enjoy some tax benefits
 Repay the loan by equated monthly installments
 Avail special schemes for terms between 16 to 30 years
 Choose a co-applicant for your loan

ICICI loan amount range: Rs. 1 lakh - 1 crore

Amount depends on: Repayment capacity as decided by ICICI - A maximum of 85% of the estimated cost

Maximum Period: 15 years Tax benefits: Principal and interest components of a loan as per income Tax Act, 1961 (varies from year to year)

Eligibility criteria: minimum 21 years - employed or self-employed with regular income

Security: security of the property ; additional collateral/security

Rates of interest: Upto 5years - 11.25%; 5 - 15 years - 12.75%

Special scheme (special conditions apply): 20 years - 12.75%, 30 years - 12.85% Process management fee: 1.8%of sanctioned loan amount