You can apply for an ANZ Loan for:

• .Buying a home under construction, from select developers
• Purchasing a home that is ideally not more than 25 years old
• Constructing a home on a plot of land owned by you or your spouse
• Extending your existing home
• Renovating your existing home
• Buying a plot of land.

Eligibility Creteria: You are at least 21 years of age You have been employed for the last 3 years, or You are a professional (Doctor/Engineer/Chartered Accountant etc) with an established practice of 3 years, or You are a business person, with sound financials for the last 3 years You are a resident in India of Bangalore, Calcutta, Chennai, Mumbai, New Delhi or Pune

Maximum period : You can apply for loan amounts between Rs.2,10,000 and Rs.1,00,00,000 at very attractive rates of interest, for periods ranging from 1-15 years. Interest is also calculated on a daily balance basis, making the ANZ Loan even more affordable than if calculated less frequently.

Processing Fees: The up-front processing charges will be 2% of the loan amount applied for, payable with the loan application.

The ANZ Loans For Homes Advantage: Interest calculated on daily balances, resulting in lower EMIs (Equated Monthly Instalments) One-time processing charge No pre-payment penalty, in case you repay your loan, in part or full, early No commitment charge, in case there is a delay on your part in utilising your loan